At the end of November I gave this service an interim rating of APPROVED.

Since the start of December a terrible losing run has wiped out the profit accrued during the first two months and dipped into an over all loss.

I will be giving the full picture at the end of the month but just thought a warning was in order as this has been a pretty dramatic downturn. It may well turn round before too long but we’ll see where we are at the end of the month.