If you’ve not already taken advantage of this offer, what you do over the next five days could affect your entire future forever.

You have until the end of this week to take advantage of the greatest financial guarantee I have ever seen in my life and the chances are that you will never, ever, come across an opportunity like this again.

So if you’re yet to get onboard it’s critical that you take action today. Right now.

Of course you might be thinking this sounds too good to be true. Indeed, most things that sound too good to be true usually are! But not all of them…

Anyone that got involved in cryptocurrencies just a couple of years ago will agree with me on that, as we’ve seen plenty of ‘too good to be true’ opportunities that have turned ordinary people into millionaires.

But until now I’ve never seen a cryptocurrency opportunity that comes with a guarantee of value on a set date in the future. That would be like being able to watch the lottery draw in the future and then coming back to buy a ticket with the winning numbers!

Or, in more realistic terms, it’s like finding a buyer for a product you don’t yet own who is willing to pay a set price for that product on a set date in the future. And if the price they are willing to pay is in the region of 30-40 times what you can buy it for right now, just how much of that product would you buy?

Probably as much as you possibly can!

Well this is exactly what you can do. Harald Seiz of Karatbars has made an absolute guarantee that you will be able to exchange 100 KBC for 1g of gold on 4th July 2019.

1g of gold is currently worth approximately €35 which would make each KBC token worth about 35 cents next July.

Right now you can buy a Combo Pack from Karatbars International that includes €7,500 worth of KBC tokens and, at current value, that is 937,500 coins. That will be exchangeable for 9,375 grams of gold next July. And with each of those grams of gold being worth around €35 – 9,375 grams is worth an incredible €328,000.

To clarify… €7,500 worth of KBC today will be exchangeable for €328,000 worth of gold on July 4th next year (assuming todays gold price, it could be more!). And you can exchange that gold for cash if you wish.

Combo Packs are available at €3000, €5000, €8000 and €15000 and the bigger the pack the larger amount of bonus KBC tokens you get plus extra incentives such as VIP membership of Karatbars, additional crypto in the form of KCB (that is the Karatcoinbank Coin) and €1,500 payment to get you to Frankfurt, Germany for the grand opening of their new global holding company head offices on 30th November 2018, where Harald Seiz, the CEO of Karatbars International is inviting the media to attend.

At todays value (€0.008) the KBC in each pack will be worth, next July, around:

€3k Combo Pack – You get €750 KBC = €32,500
€5k Combo Pack – You get €1500 KBC = €65,000
€8k Combo Pack – You get €3200 KBC = €140,000
€15k Combo Pack – You get €7500 KBC = €328,000

And these are just the rough values of the KBC in the combo packs. You will also get KCB tokens that will be merged with KBC in 2020 and therefore also worth a lot more than what they cost now.

No doubt you’re wondering how on earth he can make such a guarantee. It’s because he has had any shortfall on the difference between actual value of KBC and required cash to meet the guarantee insured by a couple of very large banks, including HSBC. Also many people are expecting the KBC coins value to get into the €2 or even €3-€4 value once the word really spreads so it’s unlikely everyone will be exchanging all their KBC next July anyway.

Karatbars International is growing at an incredible rate and over the last year have acquired two gold mines, their own exchange, their own bank, their own network of ATM’s plus they have developed their own blockchain to run their tokens on and have signed deals with Sony on the development of a blockchain smartphone.

They’ve also recently partnered with Guinea in Africa which will be using the Karatpay payment system and have already secured $2 billion in assets to back the coins.

So if you want to be part of perhaps the greatest offer in the history of cryptocurrencies and cash in on the guaranteed value next summer you need to take action today, and here’s how:

1) You need to join Karatbars as an affiliate and you do that by going to the site through the link below – don’t even worry about whether or not you want to join a business and promote it because you don’t have to do a thing. Simply joining as an affiliate is free of charge and if you never introduce another soul that is fine:


2) Make sure that when you register you use an email that you can easily receive a verification message on. I recommend a GMAIL account. Too many email servers block everything that looks like marketing so BTinternet, AOL, Yahoo, NTL and many more create problems for the verification email getting through.

Frankly, if you don’t have a gmail address, you should just get one first. You can even call it [email protected] if you like. It takes seconds to set up and you can easily google it to find out how to get one.

3) Have your passport or driving licence and utility bill or bank statement with your address on ready so you can do the KYC (know your customer) stuff. You just take a picture of them or scan them and upload on site. It’s pesky but you should be more concerned about any company in this day and age that doesn’t seek this proof of identity.

I can’t believe it but there are people that have joined Karatbars and simply stopped at the KYC stage and not completed it. Those people have already missed several massively profitable promotions as a result and no doubt are resigned to missing a few more!

Now you are ready to go and ready to buy a combo pack.

Go to Product Purchase>Combo Packages and choose the combo pack you want.

If your credit/debit card doesn’t work/will not go through, odds-on it is because your bank is blocking it because banks are doing the best they can to stop us all buying anything crypto related as they believe that they are entitled to tell us what we can spend our own money on.

If you call your bank/card company first and tell them to expect a payment going through momentarily for (whatever the combo pack you buy costs) and not to block it, that also normally works.

If you are still then having problems, there is a video HERE that explains how you can do this by buying CashGold first and then using that (through a digital conversion) to buy the combo pack.

Sometimes to get the great deals in life you have to jump through a few hoops. If you think through the deal (€15,000 for potentially over €328,000 in just under 9 months) then the sign up and purchase process is well worth a little time.

If you are already a Karatbars member and you still haven’t made a purchase because of KYC or something else then think about it. Harald Seiz has made a guarantee and he will be reiterating that guarantee at the Frankfurt office opening in front of the media and you can go along and see it for yourself if you wish.

The Combo Packs are available (unless he has to shorten the time) until midday 25th November 2018.

You now have less than five days to take advantage of an offer that could literally change your life.

“Yes, we need a better world and I am looking forward to the future. I guarantee everyone, that they will receive 1g gold for 100 KBC each on Independence Day (July 4, 2019). The KaratGold Coin (KBC) is the first Coin actually backed by Gold.”

Harald Seiz


I had a great time in Hong Kong last week with John Duncan:

The purpose of the visit was to see the first batch of actual physical gold that is being set aside to back the KBC token. Some were surprised to see how little space 100Kg of gold actually takes up but I used to work with gold every day when I was a jeweller so it was pretty much exactly what I was expecting. In fact I used to own a safe about the same size as the one in the Karatbars Hong Kong office and I had imagined it would fit on one shelf, but they spread it out over every surface in their safe so it could easily be counted.

I was convinced about Karatbars before I went and I have to say, I’ve even more excited about the future now I’ve spoken to Harald Seiz personally, and met some of the team responsible for all the things happening right now.

I even had a chat with Toma Ovidiu Florin who is developing their blockchain and telephone technology for KBC/KCB and I was really very impressed with his knowledge, experience and ambition for the project. A duel layer blockchain that hosts both KBC and KCB with a distributed network of servers in 120 countries integrated seamlessly with the new Karat exchange to allow instant payments in crypto’s, fiat and most importantly… gold around the world. It’s also integrated into their new blockchain smart phone, produced by Sony, that allows network free, completely private communication as well as fund transfers to anywhere, instantly. Also, the first working ATM is planned to be unveiled in Miami on the world tour in October.

It’s an incredible project and one that I think will be a game changer for not only the finance industry, but communications too.

But that’s not all… far from it!

Karatbars have now dropped the price of CashGold to pretty much spot price so they now have the most competitively priced 24kt, 999.9 gold in the world!

0.1g of CashGold now costs just €3.95! You can buy physical 24kt, 999.9 gold from an LBMA accredited refinery, with serial number, hologram, black light and DNA security with free storage and FedEx delivery at €39.50 per gram! You can’t get it for this price anywhere else in the world.

It gets better! You can buy the gold, transfer it to your KaratPay account, transfer it worldwide instantaneously and the person you send it to can have it delivered!

The biggest problem for anyone buying physical gold has always been turning it back into cash. Not with Karatbars. You will be able to instantly exchange it for fiat currency or crypto currency etc when their exchange goes live next month! There is no reason why anyone in the world who wants to buy, store or trade gold would not use Karatbars International rather than any other bullion dealer.

So how does this affect us?

The price of KBC has been steadily increasing, currently sitting at around 2.2 cents (we bought them for around half a cent) which is a reflection of the growing interest in this project.

I took the opportunity to speak with Harald and the others and question them about how all this will benefit us as Karatbars customers and affiliates and Harald was deadly serious about his ambition of bringing gold ownership to the masses in order to protect them from brutal cycles of boom and bust that the current fiat currency system produces.

In fact when I started talking about the ‘value’ of gold increasing he interrupted me (politely) and pointed out that gold doesn’t increase or decrease… gold is gold, that’s it. What’s actually happening is the value of fiat money is decreasing, so it takes more of it to buy the same amount of gold!

He’s spot on of course and he was absolutely passionate about what he wanted to achieve. It was clear to me that he genuinely wants to change the world! Or at the very least make a difference to as many people as possible.

In case you’re thinking you’ve missed the boat on this, don’t worry you haven’t. Harald knows the price of KBC is only going to increase, he knows lots of people missed out and he does not want the same thing to happen with KCB.

It is extremely important to know that the KCB coin phase will only last for twelve months and at the end of that time all unsold coins will be burned!

You can now buy KCB AND KBC with the Karatbars Combo Packages (under Product Purchase > Combo) or buy KCB directly (Product Purchase > KCB). The combo packages offer amazing value with up to 100% bonus depending on which you choose.

Even better, if you decide to buy one of their Business packages you get practically the same value in KCB plus the ability to promote their brand and earn commission on all gold sales to create a passive monthly income.

If you join Karatbars International you are right at the beginning of the Internet in 1995, mobile phones in 1990 or social media in 2005!

You are ahead of the curve with the right company and the right products at the right time. It’s a perfect storm and you are in it!

You can join Karatbars here (choose Affiliate)

KaratBank – Free Trip to Hong Kong

On 5th September I will be flying to Hong Kong, with my flights and accommodation paid for me, and you could come too, for free, from anywhere in the world.

If you missed out on the KaratBank ICO, or found it far too confusing with all the steps you needed to take in order to get hold of KBC tokens then there is some really good news. In fact, if you didn’t miss out on the ICO and you’re now sitting on a bunch of KBC tokens, there is some really good news for you too.

The KaratBank ICO was a huge success at a time when the general crypto scene has been bearish for months. Having sold all the KBC tokens, the funds raised were used to acquire their own fully licensed crypto currency bank in Miami, with a share capital of 100 million USD, licensed to trade gold from one of the biggest gold mines in Madagascar, which they have also acquired.

The next stage of the KaratBank project is just as ambitious.

They will be launching their own exchange with lower fees and more options than any other, allowing bank wires, credit card and KaratPay payments for all crypto currencies, seamless transfers between fiat, crypto currencies, KaratPay, KCB tokens and gold. They will also be launching an ATM network and a brand new blockchain based crypto phone (the deal has already been agreed with Sony). Plus they will be building their own refinery to process the gold extracted from their own mine.

All of the above will generate a huge amount of revenue, 50% of which will be used to acquire and store more gold used to back the KBC token.

On 1st August KaratBank released a new token, KCB, the sales of which will provide the funds needed for these rapid expansion plans. KCB is not another ICO. In effect they are offering private shares in KaratBank at a set price controlled by KaratBank. The current value of each KCB is €0.14 and the value of these tokens will increase directly in line with the value of the company. As the company generates more and more revenue, KCB will increase in price accordingly.

So, if you buy KCB tokens, those funds are used to rapidly develop the KaratBank business. As the business grows, it generates more and more revenue, not just from gold sales, but also from exchange fees, ATM fees, and the crypto phone and of course the profits from the Madagascar mine. A portion of those profits are piled back into acquiring gold to back the KBC token and so it goes on.

As KaratBank acquires more and more revenue, it sets the KCB price in direct proportion to the value of the company, and you will be able to exchange your KCB tokens for fiat currency, gold, KBC or any other crypto currency.

To me this seems like an excellent investment. You can buy ‘shares’ in KaratBank in the form of KCB, for 14 cents now, and in a year or so, once the plans have been put into action and the extra revenue streams are generating a regular income for KaratBank you can either sell your shares for a profit, or exchange them for gold, or CashGold, or BitCoin etc.

You’re investing in a company with a proven track record of delivering on its promises. You are putting capital into funding the bank, the exchange and the mine which already exists. The bank already has $100 million in share capital. Buying KCB increases the value of the actual bank (which owns the exchange and the mine).

The current value of €0.14 cent will be much higher when KCB goes on to its own exchange at the end of the twelve months simply because the value of the bank will be much higher.

Every transaction on the exchange, ATM’s and in the bank will create profit for the bank and increase its value. This in turn increases the value of KCB. Increased profits mean more gold coming out of the ground and into the vault which increases the value of KBC.

The plan is that we are going to be able to earn on every transaction by the bank, on the exchange, from the ATM’s as well as Karatbars gold sales.

Imagine being part of VISA and JP Morgan Chase and getting a portion of every VISA transaction and every bank transaction. Imagine earning on every transaction of a major crypto currency exchange!

You can buy as little as €150 worth of KCB and it’s very easy to do as you can simply buy outright with a credit/debit card if you wish. There are bonus tokens offered for larger purchases too.

On 7th September the first 120 Kilos of physical gold will be deposited in KaratGolds high security vault in Hong Kong and we are invited to attend the event to meet the team, including the CEO Harald Seiz, who will be paying for our flights and accommodation.

In order to qualify for free flights and accommodation you will need to buy either €8000 worth of KCB or buy €4000 worth of KCB and a Premium Package from Karatbars before 31st August.

Now before you think, whoa… that’s a big investment, think about this. If you buy €8000 of KCB you get 57,143 KCBs plus a bonus of 34,286 KCBs (60% bonus). That’s a total of 91,429 KCBs.

In twelve months, if they are valued at just €1 each, you will be looking at a profit of €83,429 plus you had a free trip to Hong Kong! But even if they didn’t increase in value (highly unlikely unless everyone stops buying gold, using exchanges or ATMs), they will still be worth €0.14 each but because you got a 60% bonus, you effectively pay less than €0.09 each, so you’d still be looking at a profit of €4,800 plus a free trip to Hong Kong. Of course that would be practically impossible as KaratBank will be generating substantial revenue from transaction fees from the bank, the exchange and the ATM’s plus the profits from their mine, so it’s likely your profit will be far higher.

But what’s the Premium Package all about?

This is possibly an even better way of doing it. I bought a Premium package myself before they were even doing this offer because I could see the value in it. Basically, if you buy a Premium Package from Karatbars you get a bunch of CashGold (17 pieces), some gold coins, a 1g classic Karatbar, a bunch of 0.1g gold cards and then some bonus stuff. But, more interesting to me, was that you get an automatic monthly profit share in the company, paid directly to your KaratBank MasterCard.

So as the company profits increase, so do your monthly payments. If you did absolutely nothing else but simply bought a Premium package, the monthly profit share payments alone would recover your investment over time. Then all the physical gold you got would be free and your payments going forwards are like a lifetime pension. This is what made me buy it.

But now, until 31st August, if you buy a Premium Package for €4,908 you get €3,580 worth of KCB included. I wish this was on offer when I bought it!

So if I were to take advantage of this offer now I would buy 1 Premium Package and then €4000 worth of KCB. That would get me over 75,000 KCB which would make a very decent profit PLUS give me a monthly income for life.

Since I’ve already got the Premium Package I’m just going to buy the €8000 worth of KCB which will guarantee my free trip to Hong Kong, but will also highly likely make me a very decent return in the next twelve months, plus it will also increase the value of the 3 million KBC coins I hold too.

Don’t worry if this is out of your budget. You can buy KCB for as little as €150 and still profit from the growth of KaratBank in twelve months time. Who knows, you could make enough to fund your own trip to Hong Kong.

If you want to buy a Premium Package you go to the Karatbars website, register for an account (open an affiliate account) and then purchase under the dropdown menu Product Purchase> Business Package> Premium Package here:


If you want to buy KCB using a credit/debit card, or BitCoin etc. you can simply register for an account (open an affiliate account unless you already have a Karatbars account in which case you can just use the same logins for this site) and purchase under the dropdown menu Product Purchase> KCB Token here:



1) I already bought KBC’s; do I need to buy these too?

Nope. This is simply another opportunity to invest in the KaratBank Company. The value of your KBC’s are determined by the amount of gold KaratBank acquires to back them so the quicker KaratBank grows the more revenue it generates and the more gold is acquired. The value of KCB’s are proportional to the value of KaratBank itself, like owning shares in the company, so by buying KCB’s you are not only investing in a company that is growing rapidly, you’re also helping the value of your KBC’s increase quicker.

2) Isn’t this just another ICO to get more money out of us?

No, this isn’t an initial coin offering. That was KBC. This is an ongoing coin sale, the purpose of which is to raise funds for the rapid expansion of the KaratBank business. The ICO raised enough funds to purchase a gold mine and a bank. Sales of KCB will help fund the launching of the exchange, the ATM network, the crypto phone, the refinery and the extraction of gold from the mine. These will all happen regardless but by selling KCB they will happen a lot quicker, which is better for everyone.

3) Do I have to buy €8000 worth of KCB?

No, you can buy as little as €150 worth so this is open to everyone. However, if you do buy €8000 worth, or buy a Premium Package and €4000 worth, you will qualify for a free return trip to Hong Kong with accommodation from anywhere in the world.

4) What will be my return on investment?

The price of KCB is set by KaratBank International and is based on the total value of the company. The company will be expanding rapidly over the next twelve months, with revenue generated from gold sales, bank, exchange and ATM transaction fees, and the crypto phone so your return on investment will be determined precisely by how much the company grows and what revenue it generates.

In the past 24 hours the top exchange has turned over €1 billion Euros. The 12th one has turned over €153 million. The 50th biggest exchange has turned over €572 million in the past thirty days and four of those exchanges are less than twelve months old!

KaratBank are launching an exchange where people will be able to convert fiat currency to gold, to crypto with card and bank wire facilities and all with lower fees. The plan is for it to go live in October, which is less than two months away.

Also, the fees from KaratPay and CashGold will be substantial as there are gold traders in Asia that will be using it to trade millions per month.

5) How do I cash in my investment?

You will be able to sell your KCBs and KBCs on the KaratBank exchange, either for fiat currency or exchange for physical gold, cash gold, or any number of crypto currencies.

6) I like the idea of Hong Kong… can we meet up?

Absolutely! I’ll be there for at least two nights so if you decide to invest and qualify for the free trip, let me know and let’s hook up while we’re out there! There are some fabulous restaurants and bars so if you want to join me for dinner or a drink, or even just want to say hello, we can do it.

Bytemine – Free Crypto Coins (48 hours only)

Just a quick video here to tell you about a brilliant offer and chance to get some 100% totally free crypto coins:


Collect free coins here

No strings attached, it’s a total no brainer.

There is ZERO risk to get these coins, but you do need to hurry – the airdrop finishes in two days (Friday) at 5pm

This is a genuine offer from a publicly traded company. These coins could become very valuable in the near future.